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Digital investment
at Europe's most attractive financial centre

We invest your assets according to modern value investing principles in order to protect and increase them over the long term.

Digital investment
at Europe's most attractive financial centre

As a digital asset manager in Liechtenstein, we invest your assets according to modern value investing principles in order to protect and increase them over the long term.

Focus on performance

Personal Service

Known from

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Digital and uncomplicated

Long-term asset growth in the sought-after financial centre of Liechtenstein

Our digital asset management pursues the goal of increasing your assets over the long term and keeping them safe. In doing so, we invest in first-class companies that are undervalued on the stock market. With a combination of digital convenience and human expertise, we offer you an innovative solution for your financial goals.

Estably Liechtenstein
Estably

Our goal is to achieve above-average returns over the long term.

With a custody account solution in Liechtenstein, you benefit from the advantages of this sought-after financial centre.

Estably is suitable for investment by private individuals, companies, and for private pension provision.

Investment decisions are made by our experts, not by algorithms.

Open your custody account via smartphone or PC and keep an eye on your investments at all times.

We are available to you at any time in person, by telephone or in writing.

Awards

Real Money Performance Test Winners

The results of the real-money performance tests show that we succeed in achieving above-average returns in the long term. Independent testers invest their own assets in the providers.

geldanlage-digital.de siegel september 2023

geldanlage-digital.de

Performance winner 12 months (09/2023)

Estably Performance

geldanlage-digital.de

Performance winner 12 months (07/2021)

brokervergleich.de

Performance winner testphase VI

brokervergleich.de

Best risk-return ratio

Our Portfolios

The right strategy for every type of investor

Should we invest your assets in hand-picked individual stocks? Or do you prefer to participate in the funds of star investors? How important is sustainability to you?

All of our strategies are also available as joint or company custody accounts.

Our “Modern Value” strategy is based on hand-picked individual stocks selected according to modern value investing principles.

Minimum investment: from 20’000€

Risk classes: 5

Investment approach: concentrated, focus on a few companies

Costs: from 1.2% all-in fee + 10% performance fee

Learn more

With our “Value Green” strategy, you invest in carefully selected individual stocks that meet high sustainability standards.

Minimum investment: from €20,000

Risk classes: 5

Investment approach: concentrated, focus on a small number of companies with a high ESG rating

Costs: from 1.2% all-in fee + 10% performance fee

Learn more

The “Best of Funds” strategy allows you to invest in the funds of the most successful value and quality investors.

Minimum investment: from 20’000€

Risk classes: 5

Investment approach: Broadly diversified, focus on funds with a value or quality approach

Costs: from 0.99% service fee + 10% performance fee + 0.5-0.8% product costs

Learn more

This strategy focuses on protecting your assets. To this end, we invest in gold, supplemented by currencies with stable values.

Minimum investment: from 50’000€ (only with Liechtensteinische Landesbank)

Risk classes: 5

Investment approach: focus on gold

Costs: 1.19% all-in fee

Learn more

Individual shares strategy

Modern Value

Our “Modern Value” strategy is based on hand-picked individual stocks selected according to modern value investing principles.

Minimum investment
from 20.000€

Risk classes
5

Investment approach
Concentrated, focus on a few companies

Sustainability strategy

Value Green

With our “Value Green” strategy, you invest in carefully selected individual stocks that meet high sustainability standards.

Minimum investment
from 20.000€

Risk classes
5

Investment approach
Concentrated, focus on a few companies with a high ESG rating

Fund Strategy

Best of Funds

The “Best of Funds” strategy allows you to invest in the funds of the most successful value and quality investors.

Minimum investment
from 20.000€

Risk classes
5

Investment approach
Broadly diversified, focus on funds with a value or quality approach

Gold Strategy

Asset Protect

This strategy focuses on protecting your assets. To this end, we invest in gold, supplemented by currencies with stable values.

Minimum investment
from 50.000€

Risk classes
5

Investment approach
Focus on Gold

Performance

Performance of the portfolios

Since the beginning of the year

Since existence

0 %

Modern Value 100

Einzelaktien

0 %

Value Green 100

Nachhaltige Einzelaktien

0 %

Best of Funds 100

Ausgewählte Fonds

0 %

Asset Protect 100

Physisches Gold

Performance before costs and taxes. The values are based on back calculations as well as on the actual performance of the sample portfolios.

Data source: Privé Managers
Status: 31.10.2023

Performance

Performance of the portfolios since the beginning of the year

0 %

Modern Value 100

Individual shares

0 %

Value Green 100

Sustainable individual shares

0 %

Best of Funds 100

Selected funds

0 %

Asset Protect 100

Physical Gold

Performance before costs and taxes.
Status: 31.10.2023; Data source: Privé Managers.

Our investment philosophy

Modern Value Investing

The price is what you pay.
The value, what you get.

Months of analyses

Before a company ends up in your portfolio, we analyze it down to the smallest detail over a period of months. In this way, we increase your long-term return opportunities and reduce the risk.

Low price, high value

"Price is what you pay, value is what you get." To give you the chance of high returns over the long term, we only invest in undervalued companies.

Shares as inflation protection

Due to their leading market positions, many companies in our portfolios are in a position to pass on rising inflation rates directly to end consumers.

You stay informed

You will receive regular updates on our investments to keep you informed of our approach.

Markus Prodinger, Geschäftsführer von Estably
Markus Prodinger
Managing Director and Partner

Das sagen unsere Kunden

Andreas

5 Sterne Bewertung Trustpilot Estably

Class Performance + super Service

Had Estably already longer on the radar (from the real money tests) and wanted to wait a bit, maybe I should have invested a little earlier, because the performance is just great!

And as has already been written here, the service is really great, the consultants take enough time for you.

Trustpilot Logo 2023

Tamara B.

5 Sterne Bewertung Trustpilot Estably

Friendly customer service

I feel in good hands with Estaby, the search for a partner for the management of my assets has required some comparison work. Also, the personal contact was always friendly and appreciative, you do not find in this form everywhere. I am satisfied.

Please keep up the good work!

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Klaus

5 Sterne Bewertung Trustpilot Estably

Absolutely recommendable!

Everything is explained very clearly on the website. I spoke briefly with an advisor before signing the contract, just to make sure I understood everything correctly.

Great combination of digital and “in person”. Absolutely recommendable!

Trustpilot Logo 2023

FAQ

Frequently asked questions

A digital asset manager tries to protect and increase the assets of his clients in the long term by actively trading on the markets.

Similar to banks, asset managers are subject to legal supervision and require a licence to offer their services.

The integration of modern technology offers an excellent opportunity for uncomplicated, high-quality investment.

Learn more

While classic robo-advisors usually invest passively in ETFs or funds, we try to achieve above-average returns with our “Modern Value” and “Value Green” strategies by carefully selecting individual stocks. In doing so, we are the only provider to rely on a modern form of value investing, which investment legend Warren Buffett, among others, swears by.

As a digital asset manager in Liechtenstein, you also benefit from the excellent framework conditions of one of the most sought-after financial locations in the world.

Due to its unique political and legal framework, the Principality offers an extraordinarily high degree of security and stability.

Moreover, Liechtenstein is one of only very few debt-free AAA states in the world.

You can find out more about the unique conditions in the dwarf state here.

Digital Asset Management:

We manage and grow your assets over the long term with an investment strategy of your choice.

Trade by yourself:

We arrange a first-class securities account for you with the renowned provider Interactive Brokers and are at your side with customized training, individual support, a wide range of products, and attractive conditions.

Private Pension Provision:

In cooperation with insurance companies, we enable you to provide for your retirement. Through the insurance shell, you benefit from tax advantages, among other things.

Overnight and fixed-term deposits:

With our attractive range of overnight and fixed-term deposits, we offer you shorter-term opportunities to invest your assets in one of the safest locations in the world.

Depending on the investment strategy, we invest your assets in the following asset classes:

Modern Value: individual shares and bond funds

Value Green: Sustainable individual equities and bond ETFs

Best of Funds: Equity and bond funds and a few individual stocks

Asset Protect: Physical gold and foreign currencies

Yes, you can access your assets or close your custody account at any time – there is no notice period.

However, due to our long-term investment strategy, we recommend planning for an investment period of at least 5 years.

Your assets are held in custody by our custodian banks (Baader Bank or Liechtensteinische Landesbank).

Both banks are affiliated to deposit protection institutions, which means that the securities in your custody account are kept completely separate from the rest of the bank’s assets and are not affected in the event of the bank’s insolvency.

Your account balance is protected up to an amount of EUR 100,000 or CHF 100,000 in the event of insolvency.

What makes Estably unique from other robo-advisors

In our information brochure, you will find a few pages summarizing what sets Estably apart from its competitors.

Estably Whitepaper Mockup Neu
Estably Whitepaper Mockup Neu

Vielen Dank für Ihr Interesse!

Wir wünschen Ihnen viel Spaß beim Lesen unseres Whitepapers und stehen Ihnen bei Fragen jederzeit zur Verfügung.

No all-in fee until the end of the year