The annual asset management fee is 1.2 % p. a. (Baader Bank) or 1.5 % (LLB) of the assets under management plus a performance-related fee of 10 % of the profits generated, based on the high water mark principle. The high water mark principle ensures that clients do not have to pay a performance-related fee for poor performance, but only when new highs are reached. The asset management fee includes all the costs of managing the client's assets - including transaction costs and the costs of maintaining a custody account with the bank. The federal stamp duty (turnover tax) is also included. This is 0.075% on the purchase or sale of domestic securities (Swiss or Liechtenstein securities) and 0.15% on the purchase or sale of foreign securities. Furthermore, no product costs are incurred when investing in individual shares or individual bonds.

There is no cancellation fee, i.e. a cancellation is possible at any time without additional costs.

As a safe haven in the heart of Europe, the Principality of Liechtenstein is predestined for asset management. The economic and political stability and the high degree of privacy make the location highly attractive for discerning investors. Asset management has a very long tradition in Liechtenstein and has been carried out extremely professionally for many decades. The first bank in Liechtenstein was founded in 1861 - Liechtenstein itself will celebrate its 300th anniversary in 2019. Liechtenstein is a constitutional hereditary monarchy on a democratic parliamentary basis. The small State owes its name to one of the oldest noble families in Europe, the House of Liechtenstein. The Principality of Liechtenstein is the fourth smallest state in Europe and, with its 160 square kilometres, ranks sixth in the list of the smallest states in the world. The State of Liechtenstein has a lean structure. Short administrative channels, transparent and calculable tax and legal framework conditions have distinguished the Liechtenstein financial centre for many years. Liechtenstein has the lowest national quota of all European countries. The expenditures of the State amount to 24.2% of the gross domestic product. Standard & Poors regularly awards the country a Triple-A (AAA) rating. Liechtenstein is a member of the European Economic Area (EEA) and has a customs and currency union with Switzerland. The official currency is the Swiss franc

As an asset manager, Estably is not authorised to accept funds from clients and to obtain ownership of its clients' assets. Client funds are booked with Baader Bank or the Liechtensteinische Landesbank and held in safe custody by the latter. Estably is only authorised to commission purchases and sales on the client's custody account within the scope of a power of attorney. In addition, Estably is entitled to debit the fee agreed with the client in the asset management agreement from the client account.