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Modern Value Strategy

Investments in
Top companies

Wir investieren Ihr Vermögen nach modernen Value Investing Prinzipien in sorgfältig selektierte Einzelaktien von erstklassigen Unternehmen.

Modern Value Strategy

Investments in
Top companies

We invest your assets according to modern value investing principles in carefully selected individual shares of first-class companies. Corporate bonds from our in-house fund complement your portfolio efficiently.

Hand-selected individual shares

Your assets grow with first-class companies

In our Modern Value Strategy, we invest you in 20-25 shares of high-quality companies.

Before we decide on a share, a company has to convince us on a whole level. In addition to balance sheets and key figures, we are particularly interested in soft factors that cannot be measured by numbers. These include, for example, the quality of the business model, the management or unique competitive advantages.

Hervorragende Unternehmen

Risk diversification

Efficient admixture of bonds

To spread the risk in your portfolio, we use our in-house “Fructus Value Capital” bond fund in addition to individual shares. The exact bond share depends on your risk preference, which you determine during registration.

The fund contains a selection of attractive corporate bonds, which we select with a similar care as our individual shares.

Risk management

Safety margin concept

The concept of the “safety margin” within the framework of our value investing strategy provides that each share in your portfolio has a sufficient safety cushion.

This cushion is created by the difference between the share price and the actual value of the company. The more undervalued a company is according to our analyses, the more likely it is to weaken (for example in times of crisis) in order to still be profitable.

We also pay special attention to the crisis resistance of companies. We prefer to invest in companies that have already been able to survive crises unscathed in the past or have sufficient liquidity to master a future one.

Estably equities

You determine your growth opportunities

Within the Modern Value strategy, you can choose from five portfolios, which differ in their respective share and bond proportions. A higher share of equities generally means more long-term growth potential with higher fluctuations in value.

Conservativ

Modern
Value 20

Shares
20%
Bonds
80%

Long-term preservation of real assets with small fluctuations

Defensive

Modern
Value 40

Shares
40%
Bonds
60%

Long-term asset growth with moderate fluctuations

Balanced

Modern
Value 60

Shares
60%
Bonds
40%

Greater growth in the long term with medium fluctuations

Dynamic

Modern
Value 80

Shares
80%
Bonds
20%

Significant long-term growth with major fluctuations

Offensive

Modern
Value 100

Shares
100%
Bonds
0%

Strong long-term growth with major fluctuations

Can’t make up your mind? 
In our application process, we suggest a suitable portfolio based on your knowledge and risk tolerance.

Conservative

Modern Value 20

Long-term preservation of real assets with small fluctuations

Defensive

Modern Value 40

Long-term asset growth with moderate fluctuations

Balanced

Modern Value 60

Greater growth in the long term with medium fluctuations

Dynamic

Modern Value 80

Significant long-term growth with major fluctuations

Offensive

Modern Value 100

Strong long-term growth with major fluctuations

Return

Performance of the Modern Value Portfolios since inception

Our fees: Transparent & fair

The costs for the Modern Value Strategy consist of an all-in fee and a performance fee. However, this is only incurred if we have been able to achieve a new performance high in your custody account.

Your costs depend on the custodian bank you choose:

About Baader Bank

The German Baader Bank has state-of-the-art technological infrastructure and is one of the leading investment banks in Germany. For clients domiciled in Germany, Baader Bank automatically remits taxable income.

1,20% All-In Fee

0,30% Bank charges

About the LLB 

Founded in 1861, LLB is the most traditional financial institution in the Principality of Liechtenstein. Like most Liechtenstein banks, LLB is very concerned to have sufficient high-quality equity capital.

1,50% All-In Fee

0,33% Bank charges

Awards

Invest in the winner of the real money performance tests

Estably Performance

geldanlage-digital.de

Performance-Sieger 12 Monate (07/2023)

Estably Performance

geldanlage-digital.de

Performance-Sieger 12 Monate (07/2021)

brokervergleich.de

Performance-Sieger Testphase VI

brokervergleich.de

Bestes Rendite-Risiko-Verhältnis

At a glance

Modern Value Strategy

Our strategies

Best of Funds

The “Best of Funds” strategy allows you to invest in the funds of the most successful value and quality investors.

Modern Value

Our “Modern Value” strategy is based on hand-picked individual stocks selected according to modern value investing principles.

Value Green

With our “Value Green” strategy, you invest in carefully selected individual stocks that meet high sustainability standards.

Asset Protect

This strategy focuses on the protection of your assets. To this end, we invest in gold, supplemented by stable currencies.

So funktioniert die Performance Gebühr

Die High-Water-Mark stellt sicher, dass wir nur dann eine Gebühr verrechnen, wenn wir Ihr Vermögen auf einen neuen Höchststand bringen:

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Elias Mayer Estably

We advise you on the selection of strategy