Modern Value Strategy

Invest in
great companies

We invest your assets according to modern value investing principles in carefully selected individual shares of first-class companies. Corporate bonds from our in-house fund complement your portfolio efficiently.

20,000€ / 50,000€

Minimum investment
(depending on custodian bank)

1,2% / 1,5% p.a.

All-In Fee
(depending on the custodian bank)

10%

Performance Fee
(High Water Mark Principle)

Hand-selected individual shares

Your assets grow with first-class companies

In our Modern Value Strategy, we invest you in 20-25 shares of high-quality companies.

Before we decide on a share, a company has to convince us on a whole level. In addition to balance sheets and key figures, we are particularly interested in soft factors that cannot be measured by numbers. These include, for example, the quality of the business model, the management or unique competitive advantages.

Hervorragende Unternehmen

Risk diversification

Efficient addition of bonds

To spread the risk in your portfolio, we use our in-house “Fructus Value Capital” bond fund in addition to individual shares. The exact bond share depends on your risk preference, which you determine during registration.

The fund contains a selection of attractive corporate bonds, which we select with similar care as our individual shares.

Risk Management

Concept of the safety margin

The concept of the “safety margin” within the framework of our value investing strategy provides that each share in your portfolio has a sufficient safety cushion.

This cushion is created by the difference between the share price and the actual value of the company. The more undervalued a company is according to our analyses, the more likely it is to weaken (for example in times of crisis) in order to still be profitable.

We also pay particular attention to the crisis resistance of companies. We prefer to invest in companies that have already survived crises unscathed in the past or have sufficient liquidity to master a future one.

Estably equities

You determine your risk

Five risk classes are available within the Modern Value Strategy. These differ in their respective share or bond proportion. The number behind the portfolios stands for the maximum share of equities.

Cannot make up your mind?  During our registration process, we will suggest a suitable portfolio based on your knowledge and risk tolerance.

Conservative

Modern
Value 20

Shares
20%
Bonds
80%
Long-term preservation of real assets with small fluctuations
Defensive

Modern
Value 40

Shares
40%
Bonds
60%

Long-term asset growth with moderate fluctuations

Balanced

Modern
Value 60

Shares
60%
Bonds
40%

Greater growth in the long term with medium fluctuations

Dynamic

Modern
Value 80

Shares
80%
Bonds
20%

Significant growth in the long term with major fluctuations

Offensive

Modern
Value 100

Shares
100%
Bonds
0%

Strong long-term growth with major fluctuations

Conservative

Modern Value 20

Long-term protection of real assets with small fluctuations
Defensive

Modern Value 40

Long-term asset growth with moderate fluctuations
Balanced

Modern Value 60

Greater growth in the long term with medium fluctuations
Dynamic

Modern Value 80

Significant long-term growth with major fluctuations
Offensive

Modern Value 100

Strong long-term growth with major fluctuations

At a glance

Modern value strategy