To ensure that we not only meet the highest standards in asset management, but also comply with all organisational and regulatory requirements, we are audited annually by PricewaterhouseCoopers AG (PWC).

Estably Vermögensverwaltung AG is a member of the investor compensation system operated by the Deposit Protection and Investor Compensation Foundation SV (FL-0002.039.614-1) and complies with EU law.

We are a member of the Association of Independent Asset Managers in Liechtenstein (VUVL), which imposes comprehensive obligations on its members within the framework of its professional guidelines.

How secure is my wealth with Estably?

Estably, as an asset manager, is not authorized to accept funds from clients and to obtain ownership of its clients’ assets. The clients’ funds are booked with Baader Bank or Liechtensteinische Landesbank and held in safe custody by Baader Bank or Liechtensteinische Landesbank. Estably only receives the authorisation to order purchases and sales on the client’s securities account within the scope of a power of attorney. Furthermore, Estably is entitled to debit the fee agreed with the client in the asset management contract from the client account.

Both Baader Bank AG and the Liechtensteiner Landesbank are affiliated to deposit guarantee schemes, which protect account balances in the event of insolvency up to an amount of EUR 100,000 or CHF 100,000.

Reference account as additional collateral

The deposits and withdrawals that you have approved in each case will be processed exclusively via a reference account in your name that you have specified in advance. You are thus additionally protected against access by third parties.

FMA monitored, PWC audited

Estably Vermögensverwaltung AG is an asset management company licensed by the Liechtenstein Financial Market Authority (FMA). The FMA (www.fma-li.li) is internationally recognized and is represented in all European supervisory authorities and important global organizations dealing with questions of supervision and regulation of the financial markets.

EAS participant and VUVL member

Estably Asset Management Ltd. is an affiliated participant in the investor compensation system operated by the Deposit Protection and Investor Compensation Foundation SV (FL-0002.039.614-1) and complies with EU law. Further information is available on the foundation’s homepage at www.eas-liechtenstein.li.

Safe & reliable online

In a wide-ranging study by FOCUS-MONEY, almost 30,000 customer ratings were used to investigate which financial service providers are experienced as safe and reliable online.

Estably emerged from the study results as the winner in the “Robo-Advisor” category with the rating “BESTNOTE”.

Data protection

Our employees are subject to strict Liechtenstein corporate client confidentiality and the European data protection regulation. We work under the strictest security regulations. All client data is stored securely and encrypted. Strict internal access controls ensure that nobody at Estably can access client login data. Our partners and we use technologies that are constantly updated to avoid security vulnerabilities.

Special assets protect in case of insolvency

Custody accounts are managed at the listed Baader Bank (www.baader-bank.de) or at the Liechtensteinische Landesbank (www.llb.li).

The Liechtensteinische Landesbank is subject to supervision by the FMA Liechtenstein. Baader Bank is subject to the German Federal Financial Supervisory Authority (BaFin).

Baader Bank AG, is affiliated with the Deposit Protection Fund of the Association of German Banks (Bundesverband deutscher Banken e.V.). (BdB) and the Entschädigungseinrichtung deutscher Banken GmbH (EdB). Its account is thus protected by the statutory deposit insurance up to an amount of EUR 100,000 and, beyond this, by the deposit protection fund up to an amount of currently 20% of the bank’s relevant liable equity capital.

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