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Tax-optimised provision for your prosperity

Within the framework of private pension provision, tax advantages ensure maximum returns with minimum tax burden

Private wealth provision with Estably

Our long-term value investing strategy is an excellent way to provide for your retirement. Due to the long investment period, you benefit from a high compound interest effect with manageable risk, because: the longer you invest in shares, the higher the chances of making profits with them. You also benefit from tax advantages as part of the insurance wrapper.

Higher returns thanks to tax advantages

As part of the insurance, you benefit from tax advantages that make your return on investment higher.

Strong compound interest effect in the long term

Our long-term strategy is an excellent way to build up assets over a long period of time.

Security in Liechtenstein / Switzerland

Your insurance custody account is held at St. Galler Kantonalbank (Switzerland).

Established insurance partners

We work with trustworthy companies from Liechtenstein that have a lot of experience in the industry.

Transparent & Fair Costs

We attach great importance to clearly communicating the costs incurred to you in the insurance sector as well.

Already from 50€

You can start your private old-age provision with our partner "prosperity solutions" from as little as €50 per month.

Our partner:

prosperity solutions

Our society is getting older and older, while the percentage of the working-age population is decreasing. Thus, fewer and fewer working people have to take care of more and more retirement pensioners. In most cases, the amount of the statutory pension (1st pillar) is no longer sufficient to maintain the accustomed standard of living in old age.

Instead of relying solely on state or occupational (2nd pillar) provision, it is advisable to take the reins into your own hands and take out additional private provisions (3rd pillar).

The earlier the better. The longer you save up for the sum that will maintain your standard of living, the lower your monthly payments will be. In addition, there is the often underestimated compound interest effect, which makes your assets grow exponentially over a longer term.

In addition, with a pension option involving shares, the risk is reduced the longer your investment horizon is.

The amount of provision you make should depend on the size of your pension gap, your standard of living, and your financial possibilities. The pension gap is the difference between your last salary as a professional and the money you receive as a statutory pension.

Here too, the more you invest in your old-age provision in earlier years, the greater your compound interest effect will be in the long term.

Our solutions

With strong long-term performance to prosperity in old age

Due to the low return on traditional life insurance, capital market-linked life insurance policies are becoming increasingly popular. The return paid out at the end of the contract depends on the performance of the fund or portfolio in which the insured person invests by means of a one-off payment or recurring amounts. The additional costs incurred by the inclusion of a fund or asset manager are more than offset by tax benefits.

Estably Siegel

The longer you hold a stock, the more likely you are to make substantial profits on it.

Compared to unit-linked life insurance, our costs are lower – you get more return on your investment!

With a pension plan, you benefit from a number of tax advantages (e.g. omission of the final withholding tax).

In Liechtenstein and Switzerland, the insurance assets are part of the special estate in the event of bankruptcy and are protected.

Expertise from Liechtenstein

Our insurance partner

Our trusted partner in the insurance sector is characterized by many years of experience and outstanding service.

prosperity solutions

Your next step

Start your wealth provision

We would be happy to inform you in more detail about your options for insurance-based investment in a non-binding discussion.


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