Modern Value Strategy
Investments in top companies
We invest your assets according to modern value investing principles in carefully selected individual shares of first-class companies. Corporate bonds from our in-house fund complement your portfolio efficiently.
- Investments in hand-picked individual stocks
- Bond funds for efficient diversification
- 5 individual risk preferences
- Winner of the brokervergleich.de Real Money Test VI
20,000€ / 50,000€
Minimum investment
(depending on custodian bank)
1,2% / 1,5% p.a.
All-In Fee
(depending on the custodian bank)
10%
Performance Fee
(High Water Mark Principle)
Hand-selected individual shares
Your assets grow with first-class companies
In our Modern Value Strategy, we invest you in 20-25 shares of high-quality companies.
Before we decide on a share, a company has to convince us on a whole level. In addition to balance sheets and key figures, we are particularly interested in soft factors that cannot be measured by numbers. These include, for example, the quality of the business model, the management or unique competitive advantages.
Risk diversification
Efficient addition of bonds
To spread the risk in your portfolio, we use our in-house “Fructus Value Capital” bond fund in addition to individual shares. The exact bond share depends on your risk preference, which you determine during registration.
The fund contains a selection of attractive corporate bonds, which we select with similar care as our individual shares.
Risk Management
Concept of the safety margin
The concept of the “safety margin” within the framework of our value investing strategy provides that each share in your portfolio has a sufficient safety cushion.
This cushion is created by the difference between the share price and the actual value of the company. The more undervalued a company is according to our analyses, the more likely it is to weaken (for example in times of crisis) in order to still be profitable.
We also pay particular attention to the crisis resistance of companies. We prefer to invest in companies that have already survived crises unscathed in the past or have sufficient liquidity to master a future one.
You determine your risk
Five risk classes are available within the Modern Value Strategy. These differ in their respective share or bond proportion. The number behind the portfolios stands for the maximum share of equities.
Cannot make up your mind? During our registration process, we will suggest a suitable portfolio based on your knowledge and risk tolerance.
Conservative
Modern
Value 20
Long-term preservation of real assets with small fluctuations
Defensive
Modern
Value 40
Long-term asset growth with moderate fluctuations
Balanced
Modern
Value 60
Greater growth in the long term with medium fluctuations
Dynamic
Modern
Value 80
Significant growth in the long term with major fluctuations
Offensive
Modern
Value 100
Strong long-term growth with major fluctuations
At a glance
Modern value strategy
- Investments according to modern value investing principles
- Participation's in outstanding companies
- Units in the Fructus Value Capital bond fund
- Own securities account at Baader Bank or Liechtensteinische Landesbank
- Access to your personal dashboard
- Regular information in the form of summarized quarterly reports and company updates
