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NEW: Your custody account outside the EU – with Estably and the Liechtensteinische Landesbank

May 15, 2020 | News

You can now manage your Estably securities account not only with the German Baader Bank, but also with the traditional Liechtensteinische Landesbank (LLB). A custodian bank outside the EU in one of the most renowned financial centers in the world offers unique advantages.

Number one financial centre in Europe

Quite a few experts see Liechtenstein as the number one financial center for European investors, even ahead of Switzerland. Like its neighboring country, the Principality is neither a member of the EU nor has it signed the ESM Treaty (European Stability Mechanism) – but unlike Switzerland, Liechtenstein is a member of the EEA.

These unique conditions offer investors exclusive advantages:

High equity ratios

On average, Liechtenstein banks with a core capital ratio of 17 % hold more than twice the funds required by Basel III. With an equity capital ratio of more than 19 %, the LLB is even above this average.

The high equity capital ratios of Liechtenstein banks meant that, even during the financial crisis, no bank had to seek support from the State.

Economic area with Switzerland

The Swiss franc has always been considered a stable currency. Measures such as the early introduction of a debt brake or the consistent restructuring of state pension solutions by Switzerland clearly show the importance of a balanced national budget. These framework conditions of the neighbouring country have a stabilising effect for the Principality through the common currency area.

High security through strong supervision and regulation

The Principality has long since ceased to be comparable with unregulated tax havens, even if this is still firmly anchored in the minds of many investors. This is ensured by the Liechtenstein Financial Market Authority, which also supervises Estably Vermögensverwaltung AG.

The central tasks of the FMA Liechtenstein include the protection of clients, the guarantee of the stability of the Liechtenstein financial market, the prevention of abuses, and the implementation of and compliance with recognized international standards. In this way, the FMA makes an important contribution to securing the confidence of investors.

EEA benefits without EU membership and the ESM Treaty

Liechtenstein can use the advantages of the EU without having to bear the liability disadvantages of the ESM. Through access to the European single market, Liechtenstein’s banks and insurance companies also have full freedom to provide services in all EEA States, which comprise more than 500 million citizens.

Stable framework conditions

The direct democracy combined with the constitutional hereditary monarchy provides a very stable political framework. In concrete terms, this stability leads to a solid social, legal, and economic order, to a high level of security within the country, and to strongly developed civil rights and freedoms.

About the Liechtensteinische Landesbank

The Liechtensteinische Landesbank is the most traditional financial institution in the Principality of Liechtenstein.

Like most Liechtenstein banks, the LLB is very concerned to ensure that it has sufficient high-quality equity capital at its disposal. Equity capital consists exclusively of hard core capital, giving the LLB Group a high degree of financial stability and security. The equity capital of around CHF 1.9 billion is well above the legal requirements.

Facts about the LLB:

  • Was founded in 1861 as the first bank in Liechtenstein
  • Listed on the stock exchange since 1993, the main shareholder is the Principality of Liechtenstein with 57.5
  • Balance sheet total of CHF 22.9 bn (as of 31.12.2018)

Open your Estably Portfolio with the Liechtensteinische Landesbank

Do you want to take advantage of the benefits of the Liechtenstein financial center and maintain a professionally managed securities account outside the EU?

From a minimum investment amount of € 100,000, we can offer you exactly that. Your annual costs amount to 1.5% (all-in fee) of the assets under management.

Estably is the first Liechtenstein-based digital asset management firm to offer world-class asset management through a blend of technology and human investment expertise. Thanks to the portfolio managers’ many years of experience in the field of value investing, the aim is to achieve above-average returns – starting at an investment sum of € 20,000. The aim is to make professional asset management, which was previously possible exclusively for major investors, accessible to everyone – in a convenient, transparent and profitable way.

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