Estably combines long-term investment decisions with the advantages of Liechtenstein – making high-quality wealth management more accessible.
Vaduz Castle, Liechtenstein
Estably is a modern wealth manager from Liechtenstein for individuals who wish to invest their wealth professionally, long-term, and transparently.
We invest according to the principles of Value Investing: in quality at a reasonable price, with a view to years rather than weeks.
We are not bound by any product specifications of a bank. What is included in your portfolio is selected solely based on quality and suitability – and we explain to you why.
You have personal contact persons who are familiar with your situation and are available to you from the very first conversation.
Across asset classes, currencies, and national borders – so your wealth doesn't depend on a single development.
Hand-picked individual stocks or carefully selected funds: Both strategies follow the same principles. You decide how your wealth is invested.
Individual Stocks
A portfolio of hand-picked individual securities, selected according to modern Value Investing principles: first-class companies at a price that lies below their value.
35 to 40 companies in the portfolio
Selection based on business model, substance, and valuation
Every position is transparently justified
Bonds possible as an addition
Starting from €50,000. For investors who wish to be long-term participants in individual companies.
Modern Value in Detail
Funds
A portfolio of actively managed equity and bond funds. Broad diversification across regions, sectors, and managers smooths out fluctuations.
Funds from selected managers, continuously reviewed
Diversification across regions, sectors, and investment styles
Institutional share classes with lower fees
Bonds possible as an addition
Starting from €50,000. For investors seeking growth with moderate fluctuations.
Best of Funds in DetailEach strategy is available in five variants. These are reflected in the equity allocation – from 20 to 100 percent – and thus determine how much volatility your portfolio is intended to bear. The selection principles remain the same.
Your portfolio is held at Liechtensteinische Landesbank or Baader Bank. Estably manages the assets; the bank holds them.
Our investment strategies are also open to companies and can be managed as a joint custody account.
We would be pleased to discuss which path suits you in a personal conversation.
For the portion of your wealth that should primarily endure: physically backed gold and silver, supplemented by liquidity in Swiss Francs. As an addition to Modern Value or Best of Funds – or as a standalone solution.
Purchased and held at Liechtensteinische Landesbank – in your own portfolio and fully insured.
Via a physically collateralized silver ETF in Swiss Francs, stored in Switzerland.
At least 5% as a liquidity reserve in a traditionally stable currency.
Starting from €100,000. Choose one of five portfolios with different gold and silver allocations or define the allocation individually. If desired, precious metals can be physically delivered.
In addition to Modern Value, Best of Funds, and Asset Protect, we offer strategies that we have developed together with selected partners – as a supplement to wealth management or as a standalone solution.
Rhine Valley, Liechtenstein
Many of our clients consciously invest a portion of their assets in Liechtenstein. A second, stable location is a form of diversification.
The country is a constitutional hereditary monarchy based on democratic principles, with institutions that have remained reliable for decades.
Liechtenstein is debt-free, and the economy is broadly and internationally positioned.
You operate within a reliable legal framework, supervised by an independent financial market authority.
The financial center has its own tradition in wealth management and adheres to high quality standards.
Liechtenstein belongs to the European Economic Area and forms a customs and currency union with Switzerland; the national currency is the Swiss Franc.
The country does not change its course every few years – the same characteristic we aim for in our investments.
You can diversify your wealth not only across asset classes but also across national borders.
Portfolio overview, documents, and processes are digital, clear, and available at all times. And when it comes to decisions, you speak with a person who knows your wealth.
Who know your goals and accompany you over the years. Our team brings many years of experience in international private banking.
Monday to Friday at +423 220 29 70, by email, or in person in Liechtenstein.
We explain what we do and why – clearly and without jargon.
Personalized support is part of the Estably experience for all clients. From €1 million, we can also accommodate specific requirements – regarding individual securities, sectors you wish to exclude, or distributions.
A say in the composition of your portfolio
Holistic analysis of your entire wealth – beyond just the portfolio
Access to our network of external specialists
And further advantages that we would be pleased to present to you personally
We share our view on the markets, explain the basics of investing, and address current topics.
What is the minimum investment amount?
Modern Value and Best of Funds start at 50,000 EUR, while Asset Protect and the Special Strategies start at 100,000 EUR.
Where are my assets held?
In a portfolio registered in your name – at Liechtensteinische Landesbank or Baader Bank. Estably manages the assets; the bank holds them. We do not have access to your money, only the mandate to invest it.
What does wealth management cost?
An overview of all fees can be found on our Costs page. All costs are fixed in writing before the conclusion of the contract – there are no front-end loads and no commissions from third parties.
Can I access my money at any time?
Yes. There is no minimum term and no notice period. Withdrawals and disbursements are possible at any time; we process them under standard market conditions.
Do I have to travel to Liechtenstein?
No. Portfolio opening, identification, and documentation are digital, and conversations are conducted by phone or video. If you wish to visit us in Vaduz, you are always welcome.
How is a portfolio in Liechtenstein treated for tax purposes?
You declare your income as usual in your country of residence. Liechtenstein participates in the automatic exchange of information. We will provide you with the documents your tax advisor needs for this.
Get to know us in a non-binding conversation – or open your portfolio directly online.
